Saint Paul Real Estate Blog

What $199,900 Buys in Wyoming MN

Here is MLS # 3967905

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This beautiful single-family home is located at 6121 Forest Boulevard Trail in Wyoming, Minnesota. This split-entry home was built in 2002. It has 4 bedrooms, 3 bathrooms, and 2,391-square-feet of space.

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This beautiful home features a charming eat-in kitchen, vaulted ceilings, and plenty of stone and hardwood surfaces.

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This house's terrific floor plan is wide open, offering a spacious living room/dining room and 3 bedrooms on one level. The lower level has also recently been finished.

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Check out that incredible yard! The two tiered deck is perfect for anyone who wants to enjoy the outside of their home as much as the inside. Fenced to keep kids and pets safe!

This house could be yours for $199,900!

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To Buy a Foreclosure Home or Not to Buy a Foreclosure Home?

You may have heard the news that thousands of foreclosures around the country may be invalid because of bank paperwork problems. Multiple major lenders have frozen tens of thousands of foreclosures while paperwork is reviewed for mishandling.

This could potentially impact people who have bought a foreclosed home, want to buy a Twin Cities foreclosed home, or financially distressed homeowners who are behind no their payments, even if they have not yet received a notice of foreclosure filing.

For recent buyers of foreclosed homes, there's a chance that the bank's foreclosure processing could be found to have been improper or that the bank did not adequately document its legal title to the house. This is where title insurance saves the day. If the purchase of the home was financed, the mortgage company likely required at least a lender's policy that covers title issues. But those who did not take out an owner's policy, or bought for all cash, could find themselves defending their investment on their own.

Financially distressed homeowner who recently received notice of a foreclosure filing from the bank should consult a lawyer. Ask a lawyer to review all documents you may have received. Banks have been careless in their high-volume processing of foreclosures. Even people who aren't behind on their payments have received notices of foreclosure.

If a homeowner is behind on payments but has not received a foreclosure notice, this may be the time to demand a loan modification, maybe even a substantial principal reduction, from your loan servicer. This new foreclosure mess might convince banks to become real partners in devising solutions for distressed borrowers.

A homeowner with title insurance shouldn't worry if the previous owner stakes a claim to the home. Even if the claim is successful, the result would most certainly end up with the title company settling with the evicted homeowner....

Extreme Makeover: Moorehead Edition

The Bill and Adair Grommesh family was surprised last week with news their Moorehead home would be replaced as part of ABC's "Extreme Makeover: Home Edition." On Sunday, they set eyes on their brand new house.

The Grommeshes have two children with special needs. Their 10-year-old son, Garrett, was born with spina bifida and must use a wheelchair. 11-year-old daughter Peighton has a pancreatic enzyme deficiency known as Axenfeld-Reiger's syndrome. While they vacationed in the Bahamas, their former house was relocated and a new handicapped-accessible home was built in its place within the span of just 106 hours.

The 5,200-square-foot residence includes three bedrooms, five bathrooms, a two-car garage, an elevator and an indoor pool with a lift for Garrett. Additional details of just what is inside the Grommeshes' new home is a mystery to all but the family, the production crews, and the volunteers. Their old home passed on to another deserving family.

The episode featuring the Grommesh family is expected to air sometime between mid-November and mid-December. "Extreme Makeover: Home Edition" airs at 7 p.m. on Sundays.

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What $149,900 Buys in Saint Paul's Highland Park Neighborhood

Here is MLS # 3959115

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This single-family home is located at 2433 Youngman Avenue in Saint Paul, MN. This 1 and 1/2 story home was built in 1919. It has 3 bedrooms, 2 bathrooms, and 1,329-square-feet of space.

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This beautifully updated home features a huge master loft with skylights, a private bath, and large closets. Two bedrooms and one bathroom are on the main level. Brand new kitchen & private dining!

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Located across from Crosby Lake Park, this house could be yours for $149,900!

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House Boat - Er, Condominium Boat?

Minnesotans take their boating and fishing seriously. Even in the wintertime, with our ice houses and snowmobiles, we practically live on the water. St. Paul real estate developer David Nelson wants to appeal to Minnesota residents by building a 180-unit floating condo community that will navigate the waterways and rivers of the United States.

He's selling the units using various ownership models, including partial ownership. Prices range from $55,000 to $1.8 million. A one-bedroom unit will go for about $400,000. The boats will cover more than 10,000 miles on all the major rivers of the U.S. He hopes to start building next year.

Nelson is in the presale stage of the marketing process and has built out model units to show prospective buyers. He is floating his model down the Mississippi River to entice buyers to the riverboat lifestyle.

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